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Better access to better yield
Navigating investment platforms can be daunting, especially with the unpredictability of the stock market. Fido eliminates the guesswork by offering access to stable, yield-bearing assets, including an industry-leading 5.5% APY on our high-yield USD account. Secure your financial future with confidence, knowing your investments are poised for reliable, long-term growth.
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A rate that trumps the rest
Move your money to a high-yield account with the best APY in the market.

Fido’s 5.5% APY stands above the rest when it comes to high-yield USD accounts (on average 10% higher than the market leaders and 12 times the national average 0.45% APY)

  • Zero account fees
  • No limitations on account opening
  • Earn 5.5% APY on any balance
  • Invest in real U.S. Treasuries backed by the full faith and credit of the U.S. Government, subject to local and state tax exemptions
Higher yield without lock-ins
  • Earn a variable 8.1% APY through real-time distributions and aggregated interest earned from our risk-adjusted private credit portfolio.

  • Avoid the 12 month or even longer maturity dates associated with private credit investing, access your funds and accrued interest at any time.

  • The Fido Liquid Blended Note provides exposure to a portfolio of over-collateralized private credit deals through just one transaction, underwritten by industry experts to provide stable returns with a proven track record.
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Open an account today
Getting started with investing can be overwhelming, but Fido makes it simple. Open an account today and gain access to stable, yield-bearing assets designed to grow your wealth with confidence. Secure your financial future and start earning industry-leading returns.
Market Neutral Returns
Through Fido’s innovative on-chain reserve management, we provide an industry-leading 5.5% APY on USD cash reserves and unparalleled access into and out of institutional private credit yield - variable 8.1% APY. Tap into returns that rival the long term expected return of the S&P 500 without the risk of timing your entry or exit. Don’t suffer any more swings and drawdowns, invest with peace of mind, knowing our products are designed to deliver consistent, reliable growth without the unpredictability of the broader market.
See how much you could earn
$10,000
USD
Monthly
Period
10
Years
8.1%
APY
$639,701
Earnings
$1,839,701
Total
Why choose Fido?
We offer best-in-class client service and support, plus leading protection measures to ensure you have peace of mind.
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Get early access
Be one of the first to join Fido and get exclusive yield opportunities for being an early member.